When someone is injured on the job, they will most likely qualify for workers’ compensation benefits. However, the type of benefits they receive depends on the classification of their disability. Continue reading and contact an experienced Knoxville workers’ compensation lawyer here at Morris & Doolan, PLLC today to learn more about disability classifications in Tennessee and how our legal team can fight for you.
Workers’ Compensation Disability Classifications in Tennessee
If you’ve been injured on the job and are seeking workers’ compensation benefits, we will first have to determine how your disability is classified. Our Knoxville workers’ compensation attorney team is on your side. The disability classifications in Tennessee are as follows:
Temporary Workers’ Compensation Benefits in Tennessee
There are two types of temporary workers’ compensation benefits in Tennessee. They are as follows:
- Temporary Partial Disability: Temporary partial disability is when an injured employee still retains the ability to do some work, albeit either fewer hours or an easier job due to his or her work/related injury. As long as the authorized treating physician permits this work, the individual may receive compensation to cover the cost of his/her medical bills and a portion of the lost wages he or she sustained due to working fewer hours/a lighter job.
- Temporary Total Disability: Temporary total disability benefits are awarded to employees who sustained work-related injuries/illnesses that prevent them from returning to work. These benefits should help cover the cost of their medical bills and a portion of their lost wages until they have healed and can rejoin the workforce.
Permanent Workers’ Compensation Benefits in Tennessee
When someone is injured on the job and is permanently disabled because of that injury/illness, he or she may apply for permanent workers’ compensation benefits. The two types of permanent workers’ compensation available in Tennessee are as follows:
- Permanent Partial Disability: Employees who were permanently injured while on the job but can still get a job in the open market may receive 66 ⅔% of their average weekly wage through Permanent Partial Disability Benefits.
- Permanent Total Disability: Employees who are unable to return to any job at all after sustaining a work-related injury may receive permanent total disability benefits until the individual is eligible to retire and receive Social Security benefits.
When someone sustains an injury on the job that leads to their death, the injured party’s surviving dependents may receive Death Benefits. Death Benefits are paid through insurance and not by the Tennessee Bureau of Workers’ Compensation. The wage replacement benefits offered through the decedent’s Death Benefits vary based on the surviving dependents. Wage replacement benefits work as follows:
- If the deceased employee has no surviving dependents: $20,000 will be paid to their estate.
- If the deceased employee left a spouse but no dependent child: The surviving spouse will receive 50% of the decedent’s average weekly wage.
- If the deceased employee left a spouse and at least one dependent child: The surviving spouse and dependent child(ren) will receive 66 ⅔% of the decedent’s average weekly wage.
You should also note that workers’ compensation should cover up to $10,000 in burial expenses for all work-related deaths that occurred on or after May 19, 2017.
Contact Morris & Doolan, PLLC
The bottom line is that there are several different disability classifications when it comes to workers’ compensation benefits, and our legal team can help you recover the benefits to which you are entitled. Contact Morris & Doolan, PLLC today to schedule your initial consultation with our legal team.